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Investing

The Shift in Investment Research

The Role of AI in Modern Investment Research The discussion around AI in investment research is gaining momentum. Some expect

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Regulations

Independent Wealth Management in the U.S.

This article summarises the structure, regulation, and terminology of the U.S. independent wealth-management industry. All factual statements are based on

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Regulations

Risk Boxes

Who Defines “High Risk”? In wealth management, advisors often place clients into risk categories, and as a result, labels like

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Technology & Trends

WealthTech in Switzerland 2026

WealthTech in Switzerland is evolving from a support function into a strategic driver of independent wealth management. As AI and

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The year 2025 has brought both challenges and opportunities in geopolitics and financial markets. Tensions between the US and China have increased, mainly in technology, trade and security. The war in Ukraine has continued with no final deal in sight. This has kept pressure on global energy and commodity markets. Europe has moved ahead with its energy transition and increased the share of renewables. Many emerging markets, especially in Asia and Africa, have gained weight as supply chains and investment flows change.

Financial markets in 2025 have moved toward a cautious recovery. Inflation has eased in many regions, and several central banks have begun cutting rates. These steps have supported a more positive view of equities and fixed income. Technology, healthcare and AI-related firms have stayed strong. Sustainable investing has also held its ground as ESG rules become clearer and more data-based.

Digital assets have matured as regulatory frameworks have improved. More institutions now use tokenisation, better custody tools and selected crypto exposure. Broader use cases for digital assets have grown steadily.

Wealth management in 2025 has relied on flexibility and the more innovative use of technology. AI tools now help with research, reporting and planning. Advisers still take the final decisions and guide clients through complex choices. ESG and impact ideas remain essential, especially for younger clients who want clear insight into outcomes. Hybrid models that combine private-banking tools with independent advice have grown and now set a new standard.

Success in 2025 has required resilience, innovative use of technology and a forward-looking view. Wealth managers who adapt early and align their approach with clients’ needs have shaped the next phase of the industry.

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