Privacy and Cookies

Privacy and Cookies

VAPA, recognized as the Swiss Independent Wealth Management Blog, proudly manages and operates under SeventyOne GmbH. Furthermore, the company takes great pride in delivering high-quality content.

SeventyOne GmbH

c/o Patrick Stauber
BΓΌhlstrasse 24
8125 Zollikerberg
Switzerland

Email:

Person: Patrick Stauber

Company Name: SeventyOne GmbH

Data Protection Officer: Patrick Stauber ()

 

General / Introduction

Article 13 of the Swiss Federal Constitution and the data protection provisions of the Swiss Confederation (Data Protection Act, DSG) guarantee everyone’s right to privacy and protection against data misuse. We, the operators of this website, prioritize your data protection. We handle your data confidentially and comply with legal data protection regulations and this privacy policy.

In collaboration with our hosting providers, we make every effort to protect our databases from unauthorized access, loss, misuse, or alteration.

Commitment to Privacy and Data Security

Data transmission over the Internet, such as communication via email, may involve security risks. Unfortunately, full protection of your data against third-party access cannot be guaranteed.

By using this website, you consent to the collection, processing, and use of data as described below. The website can be accessed without providing personal information. We may store data such as pages accessed, file names accessed, and the time and date of access on the server for statistical purposes. This data is not directly linked to your identity. Personal data, such as your name, address, or email address, will only be collected when you voluntarily provide it. We do not share this data with third parties without your explicit consent.

Processing of Personal Data

Personal data includes any information that identifies or could identify a person. A data subject is an individual whose personal data is processed. Processing refers to any handling of personal data, including storage, disclosure, acquisition, deletion, and modification.

We process personal data in accordance with Swiss data protection law and, where applicable, comply with the EU GDPR. The legal basis for processing personal data under GDPR includes:

  • Consent from the data subject (GDPR Art. 6(1)(a))
  • Processing necessary for the performance of a contract with the data subject or to take pre-contractual measures (GDPR Art. 6(1)(b))
  • Compliance with a legal obligation (GDPR Art. 6(1)(c))
  • Protection of vital interests of the data subject or another person (GDPR Art. 6(1)(d))
  • Legitimate interests pursued by us or a third party, provided that these interests do not override the data subject’s rights and interests (GDPR Art. 6(1)(f)). These legitimate interests include operating our website securely, enforcing legal claims, and complying with Swiss law.

We retain personal data only as long as necessary for the purposes for which it is processed or as required by law.

Cookies

This website uses cookies, which are small text files stored on your device while you browse the site. Cookies allow us to track usage patterns, understand user behavior, and enhance our offerings to make them more user-friendly. Cookies may remain on your device beyond your current session and can be retrieved when you revisit the site. If you prefer not to accept cookies, you can adjust your browser settings to refuse them.

SSL/TLS Encryption

For security reasons and to protect the transmission of confidential content, this site uses SSL/TLS encryption. An encrypted connection is indicated by a change in the browser’s address line from β€œhttp://” to β€œhttps://” and by a lock icon in your browser’s address bar.

With SSL or TLS encryption activated, third parties cannot read the data you transmit to us.

Unencrypted Communication

Data transmitted without SSL/TLS encryption, such as via open networks like the Internet or unencrypted emails, is vulnerable to interception. An unencrypted connection is indicated by the β€œhttp://” address and the absence of a lock icon. Information sent over these networks can be accessed by unauthorized third parties, who may collect and use this information without your consent.

Data transferred through open or third-party networks is not fully protected, even when encrypted. The sender and recipient are not fully secure during transmission. Data often passes through several countries, some of which may not offer the same level of data protection. Therefore, we cannot take responsibility for the security of your data during transmission over the Internet. Consider using other secure methods of communication for particularly sensitive information.

We implement robust technical and organizational security measures to prevent data loss, interception, or manipulation by unauthorized individuals. However, your computer is outside our security control. You are responsible for securing your device and network to protect your data. We are not liable for any damage resulting from data loss or manipulation.

Server Log Files

The provider of this website automatically collects and stores information in server log files, which your browser automatically transmits to us. This information includes:

  • Browser type and version
  • Operating system used
  • Referrer URL
  • Host name of the accessing computer
  • Time of the server request

This data is not directly associated with specific individuals. We do not combine this data with other data sources. However, we reserve the right to review this data retrospectively if we become aware of concrete evidence of illegal activity.

Third-party Services

This website may use third-party services such as Google Maps to embed maps, Google Invisible reCAPTCHA to protect against bots and spam, and YouTube to embed videos. These services, provided by Google LLC, use cookies and may transfer data to Google in the USA. However, we assume that no personal tracking occurs solely through the use of our website.

Google LLC complies with the US-European and US-Swiss Privacy Shield frameworks, which ensure adequate data protection. For more details, please refer to Google’s privacy policy.

Contact Form

When you contact us via the contact form, we store your information from the inquiry form, including the contact details you provide, to process your inquiry and any follow-up questions. We do not share this information without your consent.

Newsletter

If you subscribe to our newsletter, we use your email address and information to verify that you are the owner of the specified email address and agree to receive the newsletter. No further data is collected. We use this data exclusively to send the requested information and do not share it with third parties. You can revoke your consent to store your data, email address, and use it for sending the newsletter at any time via the β€œunsubscribe” link in the newsletter.

Comments

When you use the comment function on this website, your comment, the time it was created, your email address, and, if you do not post anonymously, the username you have chosen, will be stored.

Storage of IP Address

We store the IP addresses of users who post comments to monitor for legal violations such as insults or propaganda. Since we do not review comments before they go live, this data is necessary to take action against the author if needed.

Subscribing to Comments

After registering, you can subscribe to comments as a site user. You will receive a confirmation email to verify that you own the provided email address. You can unsubscribe from this feature at any time via a link in the info emails.

Data Subject Rights

Right to Confirmation

Every data subject has the right to request confirmation from the website operator on whether personal data concerning them is being processed. If you wish to exercise this right, you may contact the data protection officer at any time.

Right of Access

Every person affected by the processing of personal data has the right to receive information free of charge from the operator of this website at any time about the personal data stored about them and a copy of this information. Furthermore, information may be provided about the following, if applicable:

  • the purposes of processing
  • the categories of personal data processed
  • the recipients to whom the personal data have been or will be disclosed
  • if possible, the planned duration for which the personal data will be stored or, if this is not possible, the criteria for determining this duration
  • the existence of a right to obtain the rectification or erasure of personal data concerning them, or the restriction of processing by the controller, or a right to object to such processing
  • the existence of a right of appeal to a supervisory authority
  • If personal data are not collected from the data subject, any information about the origin of the data?
  • Furthermore, the data subject has the right to be informed whether personal data has been transferred to a third country or an international organization. If this is the case, the data subject also has the right to obtain information about the appropriate safeguards concerning the transfer.
  • If you want to exercise your right to information, you can contact our data protection officer anytime.

Google Recaptcha

This website uses the reCAPTCHA service of Google Ireland Limited (Gordon House, Barrow Street Dublin 4, Ireland β€œGoogle”). The query distinguishes whether the input is made by a human or by automated machine processing. The query includes sending the IP address and possibly other data required by Google for the Recaptcha service to Google. For this purpose, you can send your input to Google and use it there.

However, your IP address will be shortened beforehand by Google within European Union member states or other contracting states of the agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there.

Details on Data Usage

On behalf of the operator of this website, Google will be able to use this information to evaluate your use of this service. The IP address transmitted by your browser as part of recaptcha will not be merged with other data from Google. Your data may also be transmitted to the USA in the process. For data transfers to the USA, there is an adequacy decision of the European Commission, the β€œPrivacy Shield”. Google participates in the β€œPrivacy Shield” and has submitted to the requirements. By pressing the query, you consent to the processing of your data. The processing is based on Art. 6 (1) lit. a DSGVO with your consent. You can revoke your consent at any time without affecting the lawfulness of the process based on the consent until revocation.

You can find more information about Google reCAPTCHA and the associated privacy and cookies policy at https://policies.google.com/privacy?hl=de.

Google Analytics

This website uses Google Analytics, a web analytics service Google Ireland Limited provides. If the data controller on this website is located outside the European Economic Area or Switzerland, Google LLC will process the Google Analytics data. From now on, Google LLC and Google Ireland Limited will be called β€œGoogle.”

The statistics obtained enable us to improve our offer and make it more interesting for you as a user. This website also uses Google Analytics to analyse cross-device visitor flow via a user ID. If you have a Google user account, you can deactivate the cross-device analysis of your usage in the settings under β€œMy data” and β€œPersonal data.”

The legal basis for the use of Google Analytics is Art. 6 para. 1 p. 1 lit. f DS-GVO. The IP address transmitted by your browser as part of Google Analytics will not be merged with other data from Google. We would like to point out that on this website, Google Analytics has been extended by the code β€œ_anonymizeIp();” to ensure an anonymised collection of IP addresses. This means IP addresses are processed in abbreviated form, meaning they cannot be linked to a specific person. If the data collected about you is related to a person, this is immediately excluded, and the personal data is deleted immediately.

Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there. On behalf of the website operator, Google will use this information to evaluate your use of the website, compile reports on website activity, and provide other services relating to website activity and internet usage to the website operator. For exceptional cases in which personal data is transferred to the USA, Google has submitted it to the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework.

Google Analytics uses cookies.

The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there. You may not use cookies by selecting the appropriate settings on your browser, but please keep in mind that if you do this, you may not be able to use the full functionality of this website. You can also prevent the collection of data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plugin available at the following link: Disable Google Analytics.

In addition, you can also prevent the use of Google Analytics by clicking on this link: Disable Google Analytics. This will save a so-called opt-out cookie on your data carrier, which prevents the processing of personal data by Google Analytics. Please keep in mind that if you delete all cookies on your terminal device, these opt-out cookies will also be deleted, i.e. you will have to set the opt-out cookies again if you wish to continue to prevent this form of data collection. The opt-out cookies are set per browser and computer/end device and must be activated separately for each browser, computer or other end device.

Google WebFonts

This website uses so-called web fonts provided by Google to display fonts uniformly. When you call up a page, your browser loads the required web fonts into its cache to display texts and fonts correctly. Your computer uses a standard font if your browser does not support web fonts.

You can find more information on Google Web Fonts at https://developers.google.com/fonts/faq and in Google’s privacy policy: https://www.google.com/policies/privacy/

LinkedIn

We use the marketing services of the social network LinkedIn of LinkedIn Ireland Unlimited Company, Wilton Plaza, Wilton Place, Dublin 2, Ireland (β€œLinkedIn”) within our online offer.

  • These use cookies, i.e., text files stored on your computer. This enables us to analyse your use of the website. For example, we can measure the success of our ads and show users products they were previously interested in.
  • For example, information on the operating system, the browser, the website you previously visited (referrer URL), which websites the user visited, which offers the user clicked on, and the date and time of your visit to our website is collected.
  • The cookie-generated information about your use of this website is pseudonymously transferred to a LinkedIn server in the USA and stored there. LinkedIn, therefore, does not store the name or email address of the respective user. Instead, the above data is only assigned to the person for whom the cookie was generated. This does not apply if the user has allowed LinkedIn to process without pseudonymisation or has a LinkedIn account.

Linkedin Cookies

You may not use cookies by selecting the appropriate settings on your browser, but please keep in mind that if you do this, you may not be able to use this website’s full functionality. You can also object to using your data directly at LinkedIn: https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.

We use LinkedIn Analytics to analyse and regularly improve the use of our website. The statistics obtained allow us to improve our offer and make it more interesting for you as a user. All LinkedIn companies have adopted the standard contractual clauses to ensure that the data traffic to the USA and Singapore necessary for the development, implementation and maintenance of the services lawfully takes place. If we ask users for consent, the legal basis for processing is Art. 6 (1) lit. a DSGVO. Otherwise, the legal basis for using LinkedIn Analytics is Art. 6 para. 1 p. 1 lit. f DSGVO.

Third-party provider information: LinkedIn Ireland Unlimited Company Wilton Place, Dublin 2 Ireland; User Agreement and Privacy and cookies Policy.

Sending newsletters – Mailchimp

The newsletter is sent using the mailing service provider β€˜MailChimp’, a newsletter mailing platform of the US provider Rocket Science Group, LLC, 675 Ponce De Leon Ave NE #5000, Atlanta, GA 30308, USA. You can look at the mailing service provider’s privacy policy here. The Rocket Science Group LLC d/b/a MailChimp is certified under the Privacy Shield agreement and thereby offers a guarantee of compliance with the European level of data protection (PrivacyShield). The shipping service provider is used based on our legitimate interests under Art. 6 para. One lit. f DSGVO and an order processing agreement according to Art. 28 para. 3 p. 1 DSGVO.

The dispatch service provider may use the recipient’s data in pseudonymous form, i.e., without assigning it to a user, to optimise or improve its services, e.g., to technically optimise the dispatch and presentation of the newsletters or for statistical purposes. However, the dispatch service provider does not use the data of our newsletter recipients to write to them or to pass the data on to third parties.

YouTube

Functions of the β€œYouTube” service are integrated into this website. β€œYouTube” is owned by Google Ireland Limited, a company incorporated and operated under the laws of Ireland, with its registered office at Gordon House, Barrow Street, Dublin 4, Ireland, which operates the services in the European Economic Area and Switzerland.

Your legal agreement with β€œYouTube” consists of the terms and conditions found at the following link: https://www.youtube.com/static?gl=de&template=terms&hl=de. These Terms constitute a legally binding agreement between you and β€œYouTube” regarding your use of the Services. Google’s Privacy and cookies Policy explains how β€œYouTube” treats and protects your personal information when you use the Service.

Amazon affiliate program

Based on our legitimate interests within the meaning of Art. 6 para. One lit. f. DSGVO, we are participants in the Amazon EU affiliate program. This program was designed to provide a medium for websites to earn advertising fees by placing advertisements and links to Amazon (affiliate system). As an Amazon affiliate, we earn from qualified purchases.

Amazon uses cookies to track the origin of orders. Among other things, Amazon can recognise that you have clicked on the affiliate link on our website and subsequently purchased a product from Amazon.

For more information on Amazon’s use of data and the possibility of objecting, please refer to the company’s privacy policy at https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010.

Amazon and the Amazon logo are trademarks of Amazon.com, Inc. or one of its affiliated or associated companies.

Data transfer to the USA

Our website integrates tools from companies based in the USA. When these tools are active, they may transfer your data to US servers. It’s important to note that the USA is not considered a safe third country under EU data protection law. Moreover, US companies must hand over personal data to security authorities, and you, as a data subject, cannot take legal action against this. As a result, US authorities, such as intelligence services, may process, evaluate, and permanently store your data on US servers for monitoring purposes. Unfortunately, we cannot influence these activities.

Changes

We may change this privacy and cookies policy without prior notice. The current version published on our website applies. Insofar as the data protection declaration is part of your agreement, we will inform you about the change by e-mail or other suitable means in case of an update.

Disclaimer

The author does not accept liability for the information’s correctness, accuracy, timeliness, reliability, or completeness. Additionally, the author excludes liability for any material or immaterial damage that may result from accessing, using, or failing to use the published information, or from the misuse of the connection or technical malfunctions. Moreover, all offers are non-binding. The author also reserves the right to change, add to, or delete parts of the pages or the entire offer without prior notice. Finally, the author may temporarily or permanently cease publication.

Privacy and Cookies Text Source (adapted): BrainBox Solutions

Please also take a look at our legal notice.

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