{"id":13440,"date":"2025-04-18T07:24:00","date_gmt":"2025-04-18T05:24:00","guid":{"rendered":"https:\/\/vapa.ch\/?p=13440"},"modified":"2025-08-28T07:28:08","modified_gmt":"2025-08-28T05:28:08","slug":"swiss-payment-connectivity","status":"publish","type":"post","link":"https:\/\/vapa.ch\/de\/swiss-payment-connectivity\/","title":{"rendered":"Die Zukunft des Zahlungsverkehrs \ud83d\udca1"},"content":{"rendered":"<h2 class=\"wp-block-heading\" id=\"h-why-connectivity-matters-for-banks-and-wealth-managers\">Warum Konnektivit\u00e4t f\u00fcr Banken und Verm\u00f6gensverwalter wichtig ist<\/h2>\n\n\n\n<p>Ein Freund, der in der <a href=\"https:\/\/fintechwerkstatt.ch\" target=\"_blank\" rel=\"noreferrer noopener\">der Fintech-Bereich<\/a> erw\u00e4hnte k\u00fcrzlich ein Projekt, bei dem es um Echtzeitzahlungen und neue Schnittstellen f\u00fcr Zahlungssysteme geht. Es klang zun\u00e4chst sehr technisch, aber je mehr wir dar\u00fcber sprachen, desto mehr wurde mir klar, wie viel <a href=\"https:\/\/vapa.ch\/de\/neugestaltung-des-zukunftigen-private-banking\/\">Verschiebung in der Welt<\/a> der Finanzinfrastruktur, insbesondere in der Schweiz.<\/p>\n\n\n\n<p>Was als lockeres Gespr\u00e4ch begann, entwickelte sich zu einem tiefen Einblick in eine der wichtigsten digitalen Herausforderungen, denen sich Banken und Finanzinstitute heute gegen\u00fcbersehen: <strong><a href=\"https:\/\/con-ex.io\" target=\"_blank\" rel=\"noreferrer noopener\">Konnektivit\u00e4t<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Die Schweizer Zahlungsverkehrsinfrastruktur entwickelt sich weiter<\/h2>\n\n\n\n<p><a href=\"https:\/\/vapa.ch\/de\/rangliste-der-globalen-finanzzentren\/\">Die Schweiz <\/a>Zahlungsverkehrslandschaft befindet sich im Umbruch <a href=\"https:\/\/vapa.ch\/de\/swiss-independent-wealth-management-blog\/unabhangige-vermogensverwalter\/\">Transformation<\/a>. Mit der Markteinf\u00fchrung von <strong><a href=\"https:\/\/con-ex.io\" target=\"_blank\" rel=\"noreferrer noopener\">SIC 5<\/a><\/strong> f\u00fcr Sofortzahlungen, die bestehenden <strong>SIC 4<\/strong> f\u00fcr RTGS-Transaktionen, <strong>EuroSIC<\/strong> f\u00fcr das EUR-Clearing, und nat\u00fcrlich,\u00a0<strong>SWIFT<\/strong>\u00a0F\u00fcr den internationalen Nachrichtenverkehr wird von den Institutionen erwartet, dass sie mehrere Systeme zuverl\u00e4ssig, sicher und in Echtzeit verwalten.<\/p>\n\n\n\n<p>Diese Komplexit\u00e4t betrifft gro\u00dfe Banken und <strong>unabh\u00e4ngige Verm\u00f6gensverwalter<\/strong>deren Kunden zunehmend schnellere, transparentere und sicherere grenz\u00fcberschreitende Zahlungen erwarten.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Eine API, die alle verbindet<\/h2>\n\n\n\n<p>Anstatt mehrere Schnittstellen zu verwalten, entscheiden sich einige Institutionen jetzt f\u00fcr einheitliche API-Plattformen, die alle wichtigen Systeme \u00fcber einen einzigen, sicheren Kanal verbinden.<\/p>\n\n\n\n<p>Eine Plattform wie <a href=\"https:\/\/www.con-ex.io\" target=\"_blank\" rel=\"noreferrer noopener\">Con-Ex.io<\/a> Angebote:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Zugang zu <strong>SIC 4, SIC 5, EuroSIC<\/strong>&nbsp;und <strong>SWIFT<\/strong><\/li>\n\n\n\n<li>Echtzeit- und Stapelverarbeitung<\/li>\n\n\n\n<li>Module zur Einhaltung der Vorschriften: <strong>AML-Kontrollen<\/strong>, <strong>Sanktionspr\u00fcfung<\/strong>, <strong>Pr\u00fcfpfad<\/strong><\/li>\n\n\n\n<li>Nachrichtenkonvertierung zwischen Legacy- und <strong>ISO 20022<\/strong><\/li>\n\n\n\n<li><strong>Sandbox-Tests<\/strong> Umfeld f\u00fcr eine sichere Integration<\/li>\n<\/ul>\n\n\n\n<p>Dabei geht es nicht nur um Bequemlichkeit, sondern auch um die Verringerung von Risiken, die Verbesserung der Effizienz und die Vorbereitung auf die n\u00e4chste Welle von regulatorischen und Marktver\u00e4nderungen.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Von der Erprobung bis zum Go-Live - ohne Risiko<\/h2>\n\n\n\n<p>Eine der f\u00fcr mich interessantesten Funktionen ist die M\u00f6glichkeit, die Integration in einer <strong>Sandkastenumgebung<\/strong>kostenlos. Dies erm\u00f6glicht es den Teams, alles zu testen - vom Nachrichtenfluss bis zu den Compliance-Regeln - bevor sie in Betrieb gehen.<\/p>\n\n\n\n<p>Nach der Validierung setzt die Einrichtung die L\u00f6sung je nach Konfiguration entweder als Prim\u00e4rsystem oder als Backup ein.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Warum es wichtig ist - jetzt mehr denn je<\/h2>\n\n\n\n<p>Da Echtzeitzahlungen zur Norm werden, m\u00fcssen sich die Finanzinstitute anpassen, um wettbewerbsf\u00e4hig zu bleiben. Au\u00dferdem k\u00f6nnen sie es sich angesichts der Durchsetzung internationaler Standards wie ISO 20022 nicht mehr leisten, mit veralteter Infrastruktur zu arbeiten.<\/p>\n\n\n\n<p>F\u00fcr unabh\u00e4ngige Verm\u00f6gensverwalter bedeutet diese Umstellung, dass sie ihre Kunden \u00fcber Depotbanken betreuen k\u00f6nnen, was eine schnellere Ausf\u00fchrung und eine bessere Berichterstattung erm\u00f6glicht. Dar\u00fcber hinaus wird die Einhaltung aller Vorschriften gew\u00e4hrleistet, was im heutigen Wettbewerbsumfeld von entscheidender Bedeutung ist.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Letzter Gedanke<\/h2>\n\n\n\n<p><a href=\"https:\/\/vapa.ch\/de\/multi-forschungszugang\/\"><strong>Konnektivit\u00e4t<\/strong> <\/a>ist nicht mehr nur ein technisches Thema. Es ist ein strategischer Faktor, der die Art und Weise bestimmt, wie Banken und Finanzdienstleister arbeiten und ihre Kunden bedienen. Mit modernen Plattformen, die einen sicheren, skalierbaren Zugang zu wichtigen Zahlungssystemen bieten, ist die Zukunft des Finanzwesens vernetzter denn je.<\/p>\n<div style=\"display:flex; gap:10px;justify-content:\" class=\"wps-pgfw-pdf-generate-icon__wrapper-frontend\">\n\t\t<a  href=\"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440?action=genpdf&amp;id=13440\" class=\"pgfw-single-pdf-download-button\" target=\"_blank\"><img src=\"https:\/\/vapa.ch\/wp-content\/uploads\/2024\/11\/pdf-svgrepo-com.svg\" title=\"PDF generieren\" style=\"width:auto; height:45px;\"><\/a>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Warum Konnektivit\u00e4t f\u00fcr Banken und Verm\u00f6gensverwalter wichtig ist Ein Freund, der im Fintech-Bereich t\u00e4tig ist, erw\u00e4hnte k\u00fcrzlich ein Projekt, bei dem es um Echtzeitzahlungen und neue Schnittstellen f\u00fcr Zahlungssysteme geht. Zun\u00e4chst klang es sehr technisch, aber je mehr wir uns unterhielten, desto mehr wurde mir klar, wie viel sich in der Welt der Finanzinfrastruktur, insbesondere in der Schweiz, ver\u00e4ndert. Was als zwangloses Gespr\u00e4ch begann, entwickelte sich zu einem tiefen Einblick in eine der wichtigsten digitalen Herausforderungen, mit denen Banken und Finanzinstitute heute konfrontiert sind: Konnektivit\u00e4t. Die Schweizer Zahlungsverkehrsinfrastruktur entwickelt sich weiter Die Schweizer Zahlungsverkehrslandschaft befindet sich in einem tiefgreifenden Wandel. Mit der Einf\u00fchrung von SIC 5 f\u00fcr Instant Payments, dem bestehenden SIC 4 f\u00fcr RTGS-Transaktionen, EuroSIC f\u00fcr das EUR-Clearing und nat\u00fcrlich SWIFT f\u00fcr den internationalen Nachrichtenaustausch wird von den Instituten erwartet, dass sie mehrere Systeme zuverl\u00e4ssig, sicher und in Echtzeit verwalten. Diese Komplexit\u00e4t betrifft gro\u00dfe Banken und unabh\u00e4ngige Verm\u00f6gensverwalter, deren Kunden zunehmend schnellere, transparentere und sicherere grenz\u00fcberschreitende Zahlungen erwarten. Eine API, um alle zu verbinden Anstatt mehrere Schnittstellen zu verwalten, entscheiden sich einige Institute jetzt f\u00fcr einheitliche API-Plattformen, die alle wichtigen Systeme \u00fcber einen einzigen, sicheren Kanal verbinden. Eine Plattform wie Con-Ex.io bietet dies: Hier geht es nicht nur um Bequemlichkeit - es geht um Risikominderung, Effizienzsteigerung und ...<\/p>","protected":false},"author":1,"featured_media":13441,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rop_custom_images_group":[],"rop_custom_messages_group":[],"rop_publish_now":"initial","rop_publish_now_accounts":{"facebook_122096905244470929_329580246915571":"","twitter_1821932287224696832_1821932287224696832":""},"rop_publish_now_history":[],"rop_publish_now_status":"pending","_uag_custom_page_level_css":"","footnotes":""},"categories":[91],"tags":[277,36,84],"class_list":["post-13440","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tech-and-trends","tag-2025-blog-wealth-management","tag-banks","tag-technology"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Swiss payment connectivity | independent wealth management<\/title>\n<meta name=\"description\" content=\"API connectivity to SIC, EuroSIC and SWIFT \u2013 enabling real-time payments for Swiss banks and wealth managers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/\" \/>\n<meta property=\"og:locale\" content=\"de_CH\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Future of Payments \ud83d\udca1\" \/>\n<meta property=\"og:description\" content=\"API connectivity to SIC, EuroSIC and SWIFT \u2013 enabling real-time payments for Swiss banks and wealth managers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/vapa.ch\/de\/swiss-payment-connectivity\/\" \/>\n<meta property=\"og:site_name\" content=\"independent wealth management\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/swisswealthmanagement\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-04-18T05:24:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-28T05:28:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"superuser\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@wealth_mgr_blog\" \/>\n<meta name=\"twitter:site\" content=\"@wealth_mgr_blog\" \/>\n<meta name=\"twitter:label1\" content=\"Geschrieben von\" \/>\n\t<meta name=\"twitter:data1\" content=\"superuser\" \/>\n\t<meta name=\"twitter:label2\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data2\" content=\"3\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/\"},\"author\":{\"name\":\"superuser\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/#\\\/schema\\\/person\\\/24ee304c0f6c244bff2b39f1b9ae1398\"},\"headline\":\"The Future of Payments \ud83d\udca1\",\"datePublished\":\"2025-04-18T05:24:00+00:00\",\"dateModified\":\"2025-08-28T05:28:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/\"},\"wordCount\":437,\"publisher\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/vapa.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/swiss-payment-connectivity.webp\",\"keywords\":[\"2025\",\"Banks\",\"Technology\"],\"articleSection\":[\"Technology &amp; Trends\"],\"inLanguage\":\"de-CH\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/de\\\/wp-json\\\/wp\\\/v2\\\/posts\\\/13440\\\/\",\"url\":\"https:\\\/\\\/vapa.ch\\\/de\\\/wp-json\\\/wp\\\/v2\\\/posts\\\/13440\\\/\",\"name\":\"independent wealth management\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/vapa.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/swiss-payment-connectivity.webp\",\"datePublished\":\"2025-04-18T05:24:00+00:00\",\"dateModified\":\"2025-08-28T05:28:08+00:00\",\"description\":\"API connectivity to SIC, EuroSIC and SWIFT \u2013 enabling real-time payments for Swiss banks and wealth managers.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#breadcrumb\"},\"inLanguage\":\"de-CH\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/vapa.ch\\\/de\\\/wp-json\\\/wp\\\/v2\\\/posts\\\/13440\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#primaryimage\",\"url\":\"https:\\\/\\\/vapa.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/swiss-payment-connectivity.webp\",\"contentUrl\":\"https:\\\/\\\/vapa.ch\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/swiss-payment-connectivity.webp\",\"width\":1536,\"height\":1024,\"caption\":\"Visual depiction of Switzerland\u2019s digital payment network \u2013 the backbone of its modern financial connectivity.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/swiss-payment-connectivity\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/vapa.ch\\\/de\\\/de\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Future of Payments \ud83d\udca1\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/#website\",\"url\":\"https:\\\/\\\/vapa.ch\\\/\",\"name\":\"Independent Wealth Management Blog\",\"description\":\"Independent Swiss Blog for Wealth Management and Alternative Investments\",\"publisher\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/#organization\"},\"alternateName\":\"Wealth Management\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/vapa.ch\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de-CH\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/#organization\",\"name\":\"Independent Wealth Management Blog\",\"alternateName\":\"VAPA\",\"url\":\"https:\\\/\\\/vapa.ch\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/vapa.ch\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/wealth-management-career-prosperity-switzerland.png\",\"contentUrl\":\"https:\\\/\\\/vapa.ch\\\/wp-content\\\/uploads\\\/2023\\\/12\\\/wealth-management-career-prosperity-switzerland.png\",\"width\":67,\"height\":72,\"caption\":\"Independent Wealth Management Blog\"},\"image\":{\"@id\":\"https:\\\/\\\/vapa.ch\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/swisswealthmanagement\\\/\",\"https:\\\/\\\/x.com\\\/wealth_mgr_blog\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/patrick-stauber-marcuard-heritage\\\/\"],\"description\":\"Independent Wealth Management Blog (VAPA) \u2013 Schweizer Blog f\u00fcr unabh\u00e4ngige Verm\u00f6gensverwaltung und alternative Investments.\",\"email\":\"blog@vapa.ch\",\"legalName\":\"SeventyOne GmbH\",\"foundingDate\":\"2022-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"1\",\"maxValue\":\"10\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/vapa.ch\\\/#\\\/schema\\\/person\\\/24ee304c0f6c244bff2b39f1b9ae1398\",\"name\":\"superuser\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/12652d39b95508176b1876561df1b92e431a7c7c0c6fa5abc0cfc15d22e7f2a7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/12652d39b95508176b1876561df1b92e431a7c7c0c6fa5abc0cfc15d22e7f2a7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/12652d39b95508176b1876561df1b92e431a7c7c0c6fa5abc0cfc15d22e7f2a7?s=96&d=mm&r=g\",\"caption\":\"superuser\"},\"sameAs\":[\"https:\\\/\\\/vapa.ch\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Schweizer Zahlungskonnektivit\u00e4t | unabh\u00e4ngige Verm\u00f6gensverwaltung","description":"API-Anbindung an SIC, EuroSIC und SWIFT - erm\u00f6glicht Echtzeit-Zahlungen f\u00fcr Schweizer Banken und Verm\u00f6gensverwalter.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/","og_locale":"de_CH","og_type":"article","og_title":"The Future of Payments \ud83d\udca1","og_description":"API connectivity to SIC, EuroSIC and SWIFT \u2013 enabling real-time payments for Swiss banks and wealth managers.","og_url":"https:\/\/vapa.ch\/de\/swiss-payment-connectivity\/","og_site_name":"independent wealth management","article_publisher":"https:\/\/www.facebook.com\/swisswealthmanagement\/","article_published_time":"2025-04-18T05:24:00+00:00","article_modified_time":"2025-08-28T05:28:08+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp","type":"image\/webp"}],"author":"superuser","twitter_card":"summary_large_image","twitter_creator":"@wealth_mgr_blog","twitter_site":"@wealth_mgr_blog","twitter_misc":{"Geschrieben von":"superuser","Gesch\u00e4tzte Lesezeit":"3\u00a0Minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#article","isPartOf":{"@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/"},"author":{"name":"superuser","@id":"https:\/\/vapa.ch\/#\/schema\/person\/24ee304c0f6c244bff2b39f1b9ae1398"},"headline":"The Future of Payments \ud83d\udca1","datePublished":"2025-04-18T05:24:00+00:00","dateModified":"2025-08-28T05:28:08+00:00","mainEntityOfPage":{"@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/"},"wordCount":437,"publisher":{"@id":"https:\/\/vapa.ch\/#organization"},"image":{"@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#primaryimage"},"thumbnailUrl":"https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp","keywords":["2025","Banks","Technology"],"articleSection":["Technology &amp; Trends"],"inLanguage":"de-CH"},{"@type":"WebPage","@id":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/","url":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/","name":"unabh\u00e4ngige Verm\u00f6gensverwaltung","isPartOf":{"@id":"https:\/\/vapa.ch\/#website"},"primaryImageOfPage":{"@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#primaryimage"},"image":{"@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#primaryimage"},"thumbnailUrl":"https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp","datePublished":"2025-04-18T05:24:00+00:00","dateModified":"2025-08-28T05:28:08+00:00","description":"API-Anbindung an SIC, EuroSIC und SWIFT - erm\u00f6glicht Echtzeit-Zahlungen f\u00fcr Schweizer Banken und Verm\u00f6gensverwalter.","breadcrumb":{"@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#breadcrumb"},"inLanguage":"de-CH","potentialAction":[{"@type":"ReadAction","target":["https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/"]}]},{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#primaryimage","url":"https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp","contentUrl":"https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp","width":1536,"height":1024,"caption":"Visual depiction of Switzerland\u2019s digital payment network \u2013 the backbone of its modern financial connectivity."},{"@type":"BreadcrumbList","@id":"https:\/\/vapa.ch\/swiss-payment-connectivity\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/vapa.ch\/de\/de\/"},{"@type":"ListItem","position":2,"name":"The Future of Payments \ud83d\udca1"}]},{"@type":"WebSite","@id":"https:\/\/vapa.ch\/#website","url":"https:\/\/vapa.ch\/","name":"Blog \u00fcber unabh\u00e4ngige Verm\u00f6gensverwalter","description":"Unabh\u00e4ngiger Schweizer Blog f\u00fcr Wealth Management und alternative Anlagen","publisher":{"@id":"https:\/\/vapa.ch\/#organization"},"alternateName":"Wealth Management","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/vapa.ch\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de-CH"},{"@type":"Organization","@id":"https:\/\/vapa.ch\/#organization","name":"Blog \u00fcber unabh\u00e4ngige Verm\u00f6gensverwalter","alternateName":"VAPA","url":"https:\/\/vapa.ch\/","logo":{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/vapa.ch\/#\/schema\/logo\/image\/","url":"https:\/\/vapa.ch\/wp-content\/uploads\/2023\/12\/wealth-management-career-prosperity-switzerland.png","contentUrl":"https:\/\/vapa.ch\/wp-content\/uploads\/2023\/12\/wealth-management-career-prosperity-switzerland.png","width":67,"height":72,"caption":"Independent Wealth Management Blog"},"image":{"@id":"https:\/\/vapa.ch\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/swisswealthmanagement\/","https:\/\/x.com\/wealth_mgr_blog","https:\/\/www.linkedin.com\/in\/patrick-stauber-marcuard-heritage\/"],"description":"Independent Wealth Management Blog (VAPA) - Schweizer Blog f\u00fcr unabh\u00e4ngige Verm\u00f6gensverwaltung und alternative Investments.","email":"blog@vapa.ch","legalName":"SeventyOne GmbH","foundingDate":"2022-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"1","maxValue":"10"}},{"@type":"Person","@id":"https:\/\/vapa.ch\/#\/schema\/person\/24ee304c0f6c244bff2b39f1b9ae1398","name":"Superuser","image":{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/secure.gravatar.com\/avatar\/12652d39b95508176b1876561df1b92e431a7c7c0c6fa5abc0cfc15d22e7f2a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/12652d39b95508176b1876561df1b92e431a7c7c0c6fa5abc0cfc15d22e7f2a7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/12652d39b95508176b1876561df1b92e431a7c7c0c6fa5abc0cfc15d22e7f2a7?s=96&d=mm&r=g","caption":"superuser"},"sameAs":["https:\/\/vapa.ch"]}]}},"uagb_featured_image_src":{"full":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp",1536,1024,false],"thumbnail":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-200x133.webp",200,133,true],"medium":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-300x200.webp",300,200,true],"medium_large":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-768x512.webp",768,512,true],"large":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-1024x683.webp",1024,683,true],"1536x1536":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp",1536,1024,false],"2048x2048":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity.webp",1536,1024,false],"trp-custom-language-flag":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-18x12.webp",18,12,true],"placeholder-img":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-30x30.webp",30,30,true],"post-thumbnail":["https:\/\/vapa.ch\/wp-content\/uploads\/2025\/05\/swiss-payment-connectivity-480x320.webp",480,320,true]},"uagb_author_info":{"display_name":"superuser","author_link":"https:\/\/vapa.ch\/de\/author\/superuser\/"},"uagb_comment_info":0,"uagb_excerpt":"Why Connectivity Matters for Banks and Wealth Managers A friend working in the fintech space recently mentioned a project involving real-time payments and new interfaces for payment systems. It sounded technical at first, but the more we spoke, the more I realised how much is shifting in the world of financial infrastructure, especially in Switzerland.&hellip;","_links":{"self":[{"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/comments?post=13440"}],"version-history":[{"count":7,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/revisions"}],"predecessor-version":[{"id":14983,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/posts\/13440\/revisions\/14983"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/media\/13441"}],"wp:attachment":[{"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/media?parent=13440"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/categories?post=13440"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vapa.ch\/de\/wp-json\/wp\/v2\/tags?post=13440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}